Our speaker this month is Pete Serra with Serra Benefits Group. 
Serra Benefits Group helps people review their options for Medicare, Individual and Family Health Insurance, and Employer Group Benefits.
Medicare's Annual Enrollment Period begins on October 15th. The open enrollment period for Individual and Family Health Insurance starts on November 1st.
Group benefits will renew based on the month they become effective. Plans change every year and having an insurance agent that works with multiple carriers to review your options can help to simplify the process.